Hello, my name is Liz with Seminole Premier Dental. Today I'm going to be talking about the different financing companies that we have in our office. We have four different payment plans available as of right now.
What financing options are available?
The first one that we use is Cherry Finance. Then we have CareCredit, Sunbit, and HFD. We can finance all kinds of dental treatments. Some of them include fillings, crowns, bridges, and implants. Everyone is a good candidate for financing, which is why we have many different companies. Each of these companies will suit each patient's different needs.
How long does it take to get financing?
Usually, it takes between 60 seconds to 5 minutes. The steps will depend on the financing company. We have Cherry. For Cherry, I just have to enter all your information into the computer, and they'll send you a link. Once you get the link, you fill it out, make sure everything looks good, and then you'll get an instant approval in 60 seconds.
How does CareCredit work?
For CareCredit, I do everything on the computer. I just need your information and your ID, and they give you a pre-approval as fast as 30 seconds.
How does Sunbit financing work?
For Sunbit, we need the back of your ID. We have an iPad in the office where we scan everything, then fill out all the information requested on the iPad, and it will give you an approval in a minute.
How does HFD work?
The same scenario. I just enter your name and birthday into my computer, and they send you a link. Then you fill out your application, which should take 2 minutes.
Do these financing companies affect my credit score?
None of these companies affect your credit score. All of them are soft credit checks. CareCredit, since it's more like a credit card, does check your credit once you accept the offer. However, the pre-approval is a soft inquiry.
Do I pay interest?
It depends on your credit score and personal finances. For Cherry and CareCredit, if you get an instant approval, we can offer 24 months interest-free. Cherry is more like a payment plan, so you don't have to worry. You just pay your amount every month without worrying about interest at the end. For CareCredit, you need to ensure you pay off your debt within the 24 months; otherwise, you will be charged deferred interest for the entire amount, even if you have already paid it off.
Thank you for answering these questions. Thank you. It's my pleasure. If you have any other questions, you can call the office at (727) 732-2633 and ask to speak with me, Liz. I'll be happy to answer any other questions.
Dental Treatment Payment Options
At Seminole Premier Dental, we are committed to helping people of all ages achieve healthy, beautiful smiles on any budget. Putting off dental care due to financial considerations can lead to more costly dental treatments later. We know that in today’s economy, many families struggle to obtain quality dental care at a cost that fits their budget. With this in mind, we happily offer a variety of payment options to suit each individual budget and dental care needs.
Our dental treatment payment options include:
- Major Credit Cards
- Cash / Check Payments
- CareCredit Financing
- Cherry Financing
Credit Card Payments
For your convenience, we also accept all major credit cards. This is a great option for those not wanting to seek financing, but yet need to keep their available cash on hand. Credit card payments accepted include Visa, Mastercard and American Express.
Financing
CareCredit: For those looking to finance their dental treatment, Seminole Premier Dental gladly accepts CareCredit as payment for our patients. CareCredit is the nation’s leading payment program for financing 100% of all of your dental needs including restorative, cosmetic, dentistry and dental emergencies. For more information and to apply online, visit CareCredit.com.
We also accept Cherry financing.
Contact Us
Don’t let financial concerns keep you from seeking proper dental care. Investing in your oral health is a top priority at Seminole Premier Dental. Although payment is required at the time of services rendered, we work with you to find the best source of affordable financing available to you. Give us a call at (727) 732-2633 to discuss your dental treatment payment options today.
Seminole Premier Dental
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
We defer to the refund policies put in place by Seminole Premier Dental and cannot initiate a refund without their approval.
Once Seminole Premier Dental authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.